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FOUNDER OF REDEVELOPZOID PMC LLP
Mr. AJAY KISAN SHIRKE
Big Vision to star Redevelopzoid PMC LLP , because one of my friend Mr. Prasad Giri their society signed redevelopment agreement with builder in 2007 but till Sept’2022 building did not gone for redevelopment. Also another 2 nd my friend that I purchase flat from Mrs. Kaur who purchased flat from builder in 2012 and in 2020 she was detected with cancer. Possession of flat was at 2017 but still flat possession not going. Today also the project is at 95% of stage of construction. Property was not ready because of which they faced lot of problems for selling their property. Because people normally do not buy property where project is being delayed. when I met them at that time, they required money for cancer treatment and were also in depression and stress to arrange money for the cancer treatment. So, in oct ,2020 purchased this flat and her cancer treatment was started. But still the stage of construction of project is same on in my field I have more then 10 to 20 above experience of our customer that the reason I am thinking change require I started June’22 above decided to start PMC June 2022 and provide people with good developer and also provide society with proper guidance.
Unsecured Business Loan
Unsecured Business Loans are the loans which does not require any property as collateral for the loan. This loan solely depends on the creditworthiness of the borrower. Business loans are the loans provided to you on behalf of your business idea. Unsecured business loan is similar to a personal loan.This loan helps for a start-up or for the expansion of an existing business. This loan is specially designed to meet all the business requirements.Unsecured loans are usually used for expansion of current business or to initiate a new business. If the banking institute finds the potential in your business idea then you definitely get the loan. This type of loan plays a key role to support start-up. Start-up generally lacks funds for their establishment. So unsecured loans provide a foundation for their establishment. Clients need to get his business idea regarding a new establishment or development of current business crystal clear. Financial institutes leave the spending responsibilities to the business owner as long as the money is used for business expenses the floor is yours.
Overdraft facility
It is a financial facility or instrument that enables you to withdraw money from your bank account , even if you do not have any account balance.. Like any other credit facility, the bank levies an interest rate when you avail the overdraft facility. An overdraft facility allows you to withdraw funds from a fixed line of credit as and when you need to. Repayment is also easy and hassle-free, as you can repay what you borrow at your convenience. This makes an overdraft facility one of the most desired credit options.
Cash credit
A Cash Credit (CC) is a short-term source of financing for a company. In other words, a cash credit is a short-term loan extended to a company by a bank. It enables a company to withdraw money from a bank account without keeping a credit balance. The account is limited to only borrowing up to the borrowing limit . Cash credit is referred to as a short term business loan that is offered to businesses for maintaining the working capital, while overdraft facilities are offered to businesses and individuals who wish to withdraw more than their available balance in the bank account.
Working capital
Working Capital Facility means a committed or uncommitted revolving credit facility entered into by the Borrower or a Subsidiary to obtain working capital financing in the ordinary course of business.Working capital is important because it is necessary for businesses to remain solvent. In theory, a business could become bankrupt even if it is profitable. After all, a business cannot rely on paper profits to pay its bills—those bills need to be paid in cash readily in hand.
Bill discounting
Featured snippet from the web Under this type of lending, Bank takes the bill drawn by borrower on his (borrower's) customer and pay him immediately deducting some amount as discount/commission. The Bank then presents the Bill to the borrower's customer on the due date of the Bill and collects the total amount. t enables the organization to get immediate release of funds even though the credit period for the bills or the due date for the payment of the bills or the invoices is later. Bill discounting or invoice discounting can be done at any banks or financial institutions by the beneficiary of the bill.
letter of credit
A letter of credit or a credit letter, is a letter from a bank guaranteeing that a buyer's payment to a seller will be received on time .Often in international trade, a letter of credit is used to signify that a payment will be made to the seller on time, and in full, as guaranteed by a bank or financial institution. After sending a letter of credit, the bank will charge a fee, typically a percentage of the letter of credit, in addition to requiring collateral from the buyer.
A bank guarantee
A bank guarantee is a type of financial backstop offered by a lending institution. The bank guarantee means that the lender will ensure that the liabilities of a debtor will be met. In other words, if the debtor fails to settle a debt, the bank will cover it. A bank guarantee is a commitment made by a finance company that if a debtor fails to repay a loan, the bank will pay the amount.
Business Manager
gwms.loan@gmail.com
Global Wealth Management Solutions More than 6 years experience in retail loan service Understands the clients and able to manage and meet the needs of the client by providing them exact solution. Make customer feel important and appreciated. Make customer understand your product and system. Be ready to help. Listen to their requirements. Provide appropriate suggestions. Be alert and keep eye on customer choices and peferences. Apologizes when things go wrong . Give more than expected. Get regular feedback. Very hardworking and dedicated person. Done her training from Born2Win.Having long term goals to grow with company. Thank the customer for the visit.
Home loan
A home loan is a secured loan that is obtained to purchase property by offering it as collateral, where the Banks and NBFCs provides finances for the purchase of a residential property. Home Loans are also issued to extend/ repair/ renovate/ alter a new or second-hand property. We can Transfer Home Loan to other bank to reduce higher interest rate and Top-up to fulfil financial need. Global Wealth Management Solutions bring you the best deals in Home Loans using is extensive network of Partner Banks.
Loan Against Property
Loan Against Property is a secured loan product that can be useful for both salaried individuals as well as businesses.The tenure of LAP is more compare to personal loan. Bank checks all the documents related to property that the borrower is providing for the loan. Properties that can use in LAP are mostly self-occupied or rented residential property.
Balance transfer home loan
A Home Loan or Commercial loan balance transfer is a process wherein a customer transfers the total outstanding Home Loan or Commercial Loan from one bank to another. It usually happens when the new bank extends a lower rate of interest on the outstanding loan amount.
Commercial property purchase loan
Commercial loan is a type of loan can be availed by self-employed person to purchase a commercial property to expand its business. Commercial loan is a secured loan that is obtained to purchase property by offering it as collateral.
Renovation loan
Home improvement loan is a type of home loan you can avail of to renovate your house and fund its repairs. The loan can be used for internal and external home renovation such as painting and whitewashing, tiling and flooring, waterproofing, plumbing and sanitary work, and more.
NRI Home Loan
An NRI home loan allows Non-Resident Indians to buy property in India with the flexibility of equated monthly instalments, flexible tenures and competitive interest rates.
Top up loan
A top-up loan is a loan given by the bank over and above your home loan. Though the interest rate for top-up loans is usually 1.5%–2% more than home loan rates, it is a lower rate of interest compared to other loans such as a personal loan or a loan against property. This helps you save towards the interest obligation while borrowing additional funds.
Lease Rental Discounting
Lease Rental Discounting is a tool to acquire loans from banks using rental receipts as collateral. The bank will examine long-term cash flow and provide the loan based on the exact amount. This loan is then payable by the rents promised. The property which is given on rent also need to be given as collateral as it is a secured loan.
Clinic Loan for Doctors
A doctor Clinic loan, is a special financial offering extended to professional doctors and medical practitioners to owned self-clinic.
Industrial property purchase loan
loan on industrial property is provided to cater to all self employed non professional customers who are running a manufacturing facility in major industrial zones in India and offering industrial property as collateral.Loan to Value (LTV) ratio is expressed in percentage and is essentially the ratio of the loan amount required to the property's market value. When considering Industrial Property loan this ratio normally ranges from 50% to 60%.